Certified Public Accountants · Financial Planning & Investment Services
Auto Rebate vs. Interest Rate Calculator – Use this calculator to help you determine whether you should take advantage of low interest financing or a manufacturer rebate.
Boat Loan Calculator – Determine your boat loan payment based on your purchase price or find out how much you can buy based on your monthly payment.
Dealer vs. Credit Union Financing Calculator – Use this calculator to help you determine whether you should take advantage of low interest dealer financing or credit union financing combined with a manufacturer rebate.
Fixed Annuity Calculator – A fixed annuity can provide a secure, tax-deferred investment. Use this calculator to see how a fixed annuity might fit into your retirement plan.
Health Savings Account (HSA) Calculator – This Health Savings Account (HSA) calculator determines the amount you are allowed to deposit into an HSA account for the current tax year.
How much do you owe Calculator – Use this calculator as a starting point for your debt management plan.
Motorcycle Loan Calculator – Determine your Motorcycle loan payment based on your purchase price or find out how much you can buy based on your monthly payment.
Net Worth Calculator – This calculator helps you determine your net worth. It also estimates how your net worth could grow (or shrink!) over the next ten years.
Recreational Vehicle (RV) Loan Calculator – Determine your RV loan payment based on your purchase price or find out how much you can buy based on your monthly payment.
Compare Investment Fees Calculator – Even a small difference in the fees you pay on your investments can add up over time. Use this calculator to see how different fees impact your investment strategy!
Investment Questionnaire Calculator – Cash, Fixed Income and Equities – This questionnaire is designed to help you create a balanced portfolio of the three basic investment classes: Cash, Fixed Income and Equities.
Life Expectancy Calculator – This calculator can give you an idea of your life expectancy based on your current age, smoking habits, gender and several other important lifestyle choices.
Social Security Benefits Calculator – Use this calculator to estimate your Social Security benefits.
Taxable vs. Tax Deferred vs. Tax Free Investment – This calculator is designed to help compare a normal taxable investment, a tax deferred investment and tax-free investment.
Cool Million Calculator – Find out when your savings plan will make you a millionaire!
Family Income Calculator – Should my spouse work? This calculator is designed to help you see the financial impact of having either one or two incomes for your household.
Future Value Calculator – Use this calculator to determine the future value of an investment which can include an initial deposit and a stream of periodic deposits.
Asset Allocator Calculator – Your age, ability to tolerate risk, and several other factors are used to calculate a desirable mix of stocks, bonds and cash.
Breakeven Analysis Calculator – Find out how many and what price you must sell your product at to make a profit.
Business Debt Consolidation Calculator – Should your business consolidate its debt? Use this calculator to find out.
Business Valuation – Discounted Cash Flow – This tool calculates a business valuation based upon the discounted cash flow methodology – illustrating how changes in projected growth rates and capital assumptions impact the business Net Present Value.
Cash Flow Calculator – Having adequate cash flow is essential to keep your business running. Use this calculator to help you determine the cash flow generated by your business.
Equipment Buy vs. Lease Calculator – Should you lease your equipment or finance it? Find out with this calculator!
Financial Ratios Calculator – This calculator helps you to zero in on areas of your business that may need attention. Areas such as solvency, liquidity, operational efficiency and profitability.
Inventory Calculator – Use this calculator to determine how much inventory you should hold, and efficient timing of your inventory orders.
Investment Loan Calculator – This calculator helps illustrate the effect of using a loan to purchase an investment or appreciable asset. Using debt as leverage to purchase investments can magnify your return. The downside is that you also increase your risk.
Like Kind Exchange Calculator – This calculator is designed to calculate and the recognized loss, gain and the basis for a Like Kind Exchange.
Line of Credit Payoff Calculator – Use this calculator to see what it will take to pay off your line of credit, and what you can change to meet your repayment goals.
Loan & Credit Line Tax Savings – This calculator helps determine your tax savings on loans or credit lines with tax deductible interest payments.
Profit Margin Calculator – This calculator can help you determine the selling price for your products to achieve a desired profit margin.
Repossession Calculator – Repossession of Real Property – If you have repossessed real property, you can use this calculator to determine the gain or loss as well as its new basis.
Stock Distribution Calculator – Company Stock Distribution Calculator – If you own company stock in a retirement plan you may be able to take advantage of using the long term capital gains tax rate rather than your ordinary income tax rate on this investment.
Working Capital Calculator – Working Capital Needs – Working capital is essential to running your business. This calculator assists you in determining your working capital needs for the next year.
Charitable Contributions Calculator – Charitable Giving Tax Savings – Use this calculator to determine your potential tax savings with a tax deductible gift to charity. This calculator sorts through the tax brackets and filing options to estimate the actual tax savings of your charitable gift.
Marginal Tax Rate Calculator – Use this calculator to determine your marginal and effective tax rates. This calculator sorts through the tax brackets and filing options to calculate your true tax liability.
Net to Gross Paycheck Calculator – This calculator helps you determine the gross paycheck needed to provide a required net amount.
Payroll Deductions Calculator – Use this calculator to help you determine the impact of changing your payroll deductions.
Self Employment SE Taxes Calculator – If you are self-employed, operate a farm or are a church employee use this calculator to determine your self-employment taxes.
Student Loan Tax Rate Calculator – Student Loan Interest Tax Rate Calculator – Use this calculator to see how higher incomes can phase-out or eliminate student loan interest deduction and the impact your tax bill.
Tax preparation and accounting services provided by Massucci & Associates are separate and unrelated to Commonwealth.
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